A Yachtie's Guide to Personal Finance

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Do you really need a financial advisor?

Okay, so, we all know that the financial world is complicated and confusing, and guess what, it is made that way on purpose. They (being a general blanket statement of

Research shows the most successful investors are those who do nothing

Active or Passive Investing

There is so much existing material on this topic so I’ll do my best to keep this somewhat entertaining and concise. Plus, I’ll add some links for further reading at

Part 1 – Could you end up broke if you left yachting?

What should I do if I already have an investment? Part 1 – vegan-ism and your investments.  After speaking to a bunch of yachties, I realized many of you already

A tutrle only makes progress when it's neck sticks out

Isn’t investing risky?

Investing is always risky and there is no such thing as a guaranteed return. My investing confidence derives from hours and hours of research followed by 2 years of actual

Pull up your anchor / Pay off Debt

Step two: Take a look at your debt and determine what debt is ‘good’ and what is ‘bad’. Debt is like an anchor. Quick facts – U.S total consumer debt

Lifejacket Fund / Emergency Money

Before you make any financial moves, a lifejacket, or emergency fund, is needed. Lifejacket Fund You might see this fund called the back up fund, emergency fund or rainy day

My girlfriend and I enjoying some freedom!

Do you know what financial freedom is?

Yachting is possibly one of the best ways to reach financial freedom as fast as possible. By now you I hope you have realised my passion financial freedom but if

Check yo Subscriptions

This message goes out to everyone, check your subscriptions. The amount of money flying out of some wallets to pay for subscriptions is crazy.  This will be a short but

You could be this happy at this age if you start investing young!

Listen up, ya millennials.

Guys and girls, listen. If you can scrape together an extra $100 a month, then you really should be investing in index funds. If you can’t get $100 together, I’m

Automate Your Damn Money

A message for those with or without investments A common hurdle to weekly/monthly investment contributions, the key to financial freedom, is the lack of an automated system.  Although this sounds

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