personalfinance
Pre Investing: Emergency Fund
Before you make any financial moves, a lifejacket, or emergency fund, is needed. Lifejacket Fund You might see this fund called the back up fund, emergency fund or rainy day
Pre Investing : Pay off your debt
Now you’ve got an emergency fund sorted, or at least you know what one is, lets go to step two. Step two: Take a look at your debt and determine
The Stockmarket Always Goes Up
Does it really just go up? Well, yes, yes it does. Could you imagine if the stock market, and therefore the economy, didn’t recover after crashing? It would mean long-term
Isn’t investing risky?
Investing always carries an element of risk. Like anything in life, you’ve gotta risk it to get the financial biscuit. Researching your investment choices and ensuring your comfortable with your
Automate Your Damn Money
A message for those with or without investments Automate your investment money. This means setting up an automatic payment/direct debit from whatever account you’re paid into, straight to your investment
Do you really need a financial advisor?
Okay, so, we all know that the financial world is complicated and confusing, and guess what, it is made that way on purpose. They (being a general blanket statement apply
Part 1 – Could you end up broke if you left yachting?
Part 1 – What should I do if I already have an investment? After speaking to a bunch of yachties, I realized many of you already have investments. Mostly with
Active or Passive Investing
There is so much existing material on this topic so I’ll do my best to keep this somewhat entertaining and concise. Plus, I’ll add some links for further reading at
Friday night kebabs & picking stocks
Don’t be paralyzed by information… You could be forgiven, in this modern age of information, for being indecisive. After all, studies have shown that when faced with too many options
Cocaine & friendly money advice
Scenario; you are in the yachting industry (or any industry really) and you’re making money. You know that you should really be doing something better with your cash besides it
Do you know what financial freedom is?
Yachting is possibly one of the best ways to reach financial freedom as fast as possible. By now you I hope you have realised my passion financial freedom but if
Don’t be too quick to spend your tip!
Hello all. As you probably know by now, I’m not a bullshitter, I get straight to the point. So, with being said, lets dive in on 2 topics. Be conscious
My approach to stocks
If you do, or are in interested in individual stock investing, read on! Let me get straight into it, I’m not going to bash individual stocks, in fact, I have
Emotional Investing
Investing in the stock market is difficult and scary, especially when media/news outlets are constantly drowning the markets and investors with financial news. Before I began learning about investments,
Check yo Subscriptions
This message goes out to everyone, check your subscriptions. The amount of money flying out of some wallets to pay for subscriptions is crazy. This will be a short but
Are you cheap?
Let me start by saying, I have been called cheap before, can you believe it?! Me, the guy who writes about personal finance, I was outraged! Seriously though, I took