A Yachtie's Guide to Personal Finance


These banks all want your money!

Don’t be too quick to spend your tip!

Hello all. As you probably know by now, I’m not a bullshitter, I get straight to the point. So, with being said, lets dive in on 2 topics. Be conscious

Should you flip off the stockmarket?

The Stockmarket Always Goes Up

Hey yachties, times are tough right now. Like most of you, I’m also in lockdown but hey, at least the wifi onboard is good and we have plenty of food.

Dont do drugs

Cocaine & friendly money advice

Scenario; you are in the yachting industry (or any industry really) and you’re making money.  You know that you should really be doing something better with your cash besides it

Too many choices can cause confusion

Friday night kebabs & picking stocks

Don’t be paralyzed by information… You could be forgiven, in this modern age of information, for being indecisive. After all, studies have shown that when faced with too many options

Don't stress yourself out worrying about individual stocks

My approach to stocks

If you do, or are in interested in individual stock investing, read on! Let me get straight into it, I’m not going to bash individual stocks, in fact, I have

Do you really need a financial advisor?

Okay, so, we all know that the financial world is complicated and confusing, and guess what, it is made that way on purpose. They (being a general blanket statement of

Research shows the most successful investors are those who do nothing

Active or Passive Investing

There is so much existing material on this topic so I’ll do my best to keep this somewhat entertaining and concise. Plus, I’ll add some links for further reading at

Part 1 – Could you end up broke if you left yachting?

What should I do if I already have an investment? Part 1 – vegan-ism and your investments.  After speaking to a bunch of yachties, I realized many of you already

A tutrle only makes progress when it's neck sticks out

Isn’t investing risky?

Investing is always risky and there is no such thing as a guaranteed return. My investing confidence derives from hours and hours of research followed by 2 years of actual

Pull up your anchor / Pay off Debt

Step two: Take a look at your debt and determine what debt is ‘good’ and what is ‘bad’. Debt is like an anchor. Quick facts – U.S total consumer debt

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