A Yachties Guide to Money

Pre Investing: Emergency Fund

Before you make any financial moves, a lifejacket, or emergency fund, is needed. Lifejacket Fund You might see this fund called the back up fund, emergency fund or rainy day

Pre Investing : Pay off your debt

Now you’ve got an emergency fund sorted, or at least you know what one is, lets go to step two. Step two: Take a look at your debt and determine

Should you flip off the stockmarket?

The Stockmarket Always Goes Up

Does it really just go up? Well, yes, yes it does. Could you imagine if the stock market, and therefore the economy, didn’t recover after crashing? It would mean long-term

A tutrle only makes progress when it's neck sticks out

Isn’t investing risky?

Investing always carries an element of risk. Like anything in life, you’ve gotta risk it to get the financial biscuit. Researching your investment choices and ensuring your comfortable with your

Automate Your Damn Money

A message for those with or without investments Automate your investment money. This means setting up an automatic payment/direct debit from whatever account you’re paid into, straight to your investment

Do you really need a financial advisor?

Okay, so, we all know that the financial world is complicated and confusing, and guess what, it is made that way on purpose. They (being a general blanket statement apply

Part 1 – Could you end up broke if you left yachting?

Part 1 – What should I do if I already have an investment? After speaking to a bunch of yachties, I realized many of you already have investments. Mostly with

Part 2 – Could you end up broke if you left yachting?

If you are new and haven’t read part 1, don’t worry, it isn’t essential for the understanding of this article but I would suggest reading it. Here, we continue the

Research shows the most successful investors are those who do nothing

Active or Passive Investing

There is so much existing material on this topic so I’ll do my best to keep this somewhat entertaining and concise. Plus, I’ll add some links for further reading at

Where am I now?

Life hits you in the f**king face when you leave yachting! But, time heals all. Anyway, for those of you who have been following along my journey, I’m thrilled to

I Quit.

Yep, after 3.6 years onboard my partner and I quit our jobs. Naturally, it was a difficult and long thought about decision. After that length of time onboard, you become

Too many choices can cause confusion

Friday night kebabs & picking stocks

Don’t be paralyzed by information… You could be forgiven, in this modern age of information, for being indecisive. After all, studies have shown that when faced with too many options

Dont do drugs

Cocaine & friendly money advice

Scenario; you are in the yachting industry (or any industry really) and you’re making money.  You know that you should really be doing something better with your cash besides it

My girlfriend and I enjoying some freedom!

Do you know what financial freedom is?

Yachting is possibly one of the best ways to reach financial freedom as fast as possible. By now you I hope you have realised my passion financial freedom but if

Read more for a short overview of property investing

What about buying property?

A quick backstory Hey folks, in light of the covid-19 induced stockmarket crash, I began to rekindle my flame for property investing. Although my belief in index funds and the

These banks all want your money!

Don’t be too quick to spend your tip!

Hello all. As you probably know by now, I’m not a bullshitter, I get straight to the point. So, with being said, lets dive in on 2 topics. Be conscious

Don't stress yourself out worrying about individual stocks

My approach to stocks

If you do, or are in interested in individual stock investing, read on! Let me get straight into it, I’m not going to bash individual stocks, in fact, I have

How do I decide where to invest?

Pffftt, this is a huge question. I don’t even know how or where to begin. Straight outta the gate let me list some factors you need to consider when deciding

Coronavirus & Chill

Coronavirus? I have had a few people ask my thoughts on the coronavirus, not medically, but how it will affect the stock market.  I’ll keep this short.  I believe, economically-wise,

Emotional Investing

Investing in the stock market is difficult and scary, especially when media/news outlets are constantly drowning the markets and investors with financial news.   Before I began learning about investments,

Time is money, bitches.

My mission with themoneydock is to persuade ya’ll to think differently about money & personal finance.  To achieve this, I find myself repeatedly wondering how I can make my content,

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