Hi, I’m Alex, an ex superyacht crew member turned financial coach, and welcome to themoneydock! A money blog written by a yachtie for yachties.
I’m here to share what I’ve learned so far about investing. I love talking about money and how I can make more of it and I bet you do as well.
This is a no bullshit, straight shooter type blog. I’m not a financial advisor and I’m not trying to sell you anything. I’m just here to talk shop about money.
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Listen Here!
Seriously though, yachties, let’s change the way we deal with money. Too many of us are hitting financial rock bottom when it should be smooth sailing! Being ‘good’ with money isn’t as hard as you think.
It doesn’t matter whether you’re a yachting newbie or experienced old grump, you can always learn new ways to manage your money.
How to be better with money
Avoid Bad Debt
– Credit card debt
– mobile phone debt
– car loan debt
– other stupid shit you dont bloody need
Invest surplus cash
– keep what you need (do you really need all that shit!?)
– Invest what you don’t
Spend consciously
– Spend on what gives you value and save on what doesn’t
– don’t spend to impress others, no one cares.
Live below your financial means
– spend less than you earn
– find ways to cut costs
Take control of your financial future, take advantage of your earning power, don’t squander it. Fear is not an excuse to do nothing.